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Save For Retirement

At Zimele, we understand that your retirement is one of the most important phases of your life. The Zimele Guaranteed Personal Pension Plan is designed to help you build a secure and comfortable future, allowing you to save conveniently while earning interest on all your deposits.
How It Works

  1. Start Saving: Open an account for free and make deposits starting with as little as KES 100 at your convenience.

  2. Earn Interest: Your deposits are collectively invested in stable long-term investments, earning a guaranteed rate of return every year.

  3. Watch Your Savings Grow: The interest you earn is compounded annually, allowing your savings to grow exponentially over time.

  4. Retire Comfortably: When you reach retirement age, you can withdraw your savings and enjoy the fruits of your diligent planning.

Retirement Advisor

Make a retirement Plan.
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Features and Benefits

  • Affordable

    Deposit any amount starting from KES. 100, at your pace. No minimum balance required.

  • Competitive interest rate

    All deposits earn interest which is compounded annually.

  • Convenient

    Access and manage your account from the comfort of your home using our customer service portal.

  • Flexible

    Make deposits via M-Pesa or Bank of your choice at your own pace. No restrictions.

  • Security

    The fund is licensed and regulated by The Retirement Benefits Authority (RBA).

  • Tax Benefit

    Your pension contribution is tax exempt up to Kshs. 20,000 per month or 240,000/- per year. The returns do not attract withholding tax. Once you retire you can withdraw a lump sum amount of Kshs. 600,000 tax free.

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Target Savings Calculator​

Calculate how much you need to save to reach your target.
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Future Savings Calculator​

Calculate the future value of your savings.
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Savings Time Calculator​

Calculate how long it will take to reach your savings target.
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