PRODUCTS

Money Market Fund

The Zimele Money Market Fund is also called the Savings Plan. It allows you to save in a flexible and convenient setting, at your own pace.Members’ contributions are pooled and invested in safe, high-yielding interest bearing assets such as Treasury bills, Treasury bonds and fixed deposits.The fund is licensed and regulated by the Capital Market Authority (CMA). 

Balanced Fund

The Zimele Balanced Fund allows you to invest in the long-term while managing the risk.Members’ contributions are pooled and invested in shares of companies listed at the Nairobi Securities Exchange (NSE) as well as various interest earning investments.The price of units will go up or down depending on the performance of the stock market. The component of shares in this fund makes it volatility especially in the short-term. Its focus is long-term growth, and as such, is ideal for investors with a medium-term to long term horizon.The fund is licensed and regulated by the Capital Market Authority (CMA). 

Guaranteed Personal Pension Plan

The Guaranteed Personal Pension Plan allows you to save conveniently towards retirement and earn an interest on all your deposits.

The funds are invested collectively in safe and stable money market securities such as Treasury Bills and Treasury Bonds, with the objective of providing a guaranteed rate of return to members every year. Returns earned from these investments are paid out to members in the form of interest income.

The interest is compounded on an annual basis until the member attains retirement age and wishes to withdraw the funds. This allows the investment to grow faster than any ordinary investments, because the interest earned also continues to earn more money.

The fund is licensed and regulated by the Retirement Benefits Authority (RBA).

Personal Pension Plan

The Zimele Personal Pension Plan, also called the growth fund, works on the pooling of funds concept. Your contributions and any additional contributions from a third party, such as an employer, are combined and invested in interest earning assets, including as Treasury bill and Treasury Bonds, and shares of companies listed at the Nairobi Securities Exchange (NSE) on your behalf through the scheme with the objective of ensuring you end up with sufficient pension benefits upon retirement.

It is recommended for people who have a longer period before they attain retirement age since they can take advantage of time for their investments to accumulate attractive returns.

The fund is licensed and regulated by the Retirement Benefits Authority (RBA).